Themoney.ru Blog: Personal Finance and Exchange Rates in Russia

We help people in Russia manage their money wisely: RUB exchange rates, currency exchange, Russian banks, cards, deposits, loans and everyday spending — explained in clear, simple language.

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Best EUR Rate in Moscow Banks: Methodology and a Real Ranking
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Best EUR Rate in Moscow Banks: Methodology and a Real Ranking

Where to find the best EUR buy and sell rate in Moscow: the bank ranking methodology, how to read the widget, spreads, and branch addresses in one place.

How to Find the Best Currency Exchange Rate in Moscow: A Step-by-Step Guide
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How to Find the Best Currency Exchange Rate in Moscow: A Step-by-Step Guide

A step-by-step guide to finding the best currency exchange rate in Moscow: how to compare banks, what to weigh besides the rate, and the algorithm that actually works.

Currency exchange fees at Russian banks: what's in the rate
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Currency exchange fees at Russian banks: what's in the rate

How currency exchange fees work in Russia: the spread, one-off charges, and hidden costs. How to calculate the true cost of an exchange.

CBR Reference Rate vs. Bank Rate: Why They Differ in Russia
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CBR Reference Rate vs. Bank Rate: Why They Differ in Russia

How the CBR reference rate differs from the bank's actual rate: how each is set, why banks always pay less for your currency, and how to use this for a better exchange.

Airport or City: Where to Exchange Currency in Moscow
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Airport or City: Where to Exchange Currency in Moscow

A comparison of FX rates at Moscow's airports and city banks: where currency exchange is cheaper, when the gap really matters, and the best strategy.

Cash or Card in Russia in 2026: What Works and Where
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Cash or Card in Russia in 2026: What Works and Where

How to pay in Russia in 2026: cash, a Mir card, UnionPay, or a foreign Visa/Mastercard. A realistic guide to what actually works on the ground.

Dollars or Euros to Bring to Russia in 2026: Which Pays Off More
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Dollars or Euros to Bring to Russia in 2026: Which Pays Off More

Dollars or euros to Russia: a side-by-side look at rate, spread, how cash desks accept the notes, and exchange convenience. Which to pack — USD or EUR.

What Currency to Bring to Russia in 2026: USD, EUR, CNY or Rubles
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What Currency to Bring to Russia in 2026: USD, EUR, CNY or Rubles

What cash to bring to Russia: US dollars, euros, yuan or rubles. How to exchange currency in Moscow and Saint Petersburg, what to do at customs and at the bank.

Where to Exchange Currency in Central Moscow: Tverskaya, Kitay-gorod, Arbat
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Where to Exchange Currency in Central Moscow: Tverskaya, Kitay-gorod, Arbat

A guide to currency exchange in central Moscow: banks on Tverskaya, in Kitay-gorod, and on the Arbat, USD/EUR/CNY rates, opening hours, and a step-by-step plan for your visit.

Where to Exchange Euros in Saint Petersburg: Banks, Rates, and Districts
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Where to Exchange Euros in Saint Petersburg: Banks, Rates, and Districts

A practical guide to exchanging euros in Saint Petersburg: EUR buy and sell rates, banks on Nevsky, 200 and 500 € denominations, banknote condition, and a step-by-step plan.

Where to Exchange US Dollars in Saint Petersburg: Banks, Rates, and Districts
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Where to Exchange US Dollars in Saint Petersburg: Banks, Rates, and Districts

A practical guide to exchanging US dollars in Saint Petersburg: compare USD buy and sell rates, find banks on Nevsky, in the center, and near the stations, check banknote condition, and plan your visit.

Currency Exchange at Moscow Airports: Sheremetyevo, Domodedovo, Vnukovo Guide
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Currency Exchange at Moscow Airports: Sheremetyevo, Domodedovo, Vnukovo Guide

How to exchange currency at Sheremetyevo, Domodedovo, and Vnukovo: rates, desk hours, spreads, and why heading into the city is usually the smarter move.