Themoney.ru Blog: Personal Finance and Exchange Rates in Russia

We help people in Russia manage their money wisely: RUB exchange rates, currency exchange, Russian banks, cards, deposits, loans and everyday spending — explained in clear, simple language.

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When to exchange currency in Russia: time of day, day of the week, season
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When to exchange currency in Russia: time of day, day of the week, season

When it pays to exchange currency in Russia: time of day, day of the week, exchange sessions, and CBR decisions. A realistic guide to picking the moment.

Leftover rubles before your flight from Russia: five working strategies
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Leftover rubles before your flight from Russia: five working strategies

What to do with leftover rubles before flying out of Russia: convert them back, spend them, or transfer them. Five working strategies, with pros and cons.

How to avoid losing money on currency exchange in Russia: 12 mistakes and a checklist
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How to avoid losing money on currency exchange in Russia: 12 mistakes and a checklist

The 12 biggest mistakes people make when exchanging currency in Russia, plus a step-by-step checklist to avoid them. Rate comparison, banknote condition, channel choice.

Weekend Currency Exchange in Moscow: What's Open on Saturday and Sunday
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Weekend Currency Exchange in Moscow: What's Open on Saturday and Sunday

Where to exchange currency in Moscow on Saturday and Sunday: banks with weekend hours, branches inside shopping malls, airports, and apps. A realistic guide.

Where to exchange a large sum in Moscow: premium branches and a negotiated rate
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Where to exchange a large sum in Moscow: premium branches and a negotiated rate

How to exchange a large amount of currency in Moscow: premium branches, a negotiated rate, an FX account, or the exchange. What to tell the bank and how to prepare.

Do You Need a Passport to Exchange Currency in Russia: 115-FZ Thresholds
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Do You Need a Passport to Exchange Currency in Russia: 115-FZ Thresholds

When you need a passport to exchange currency in Russia: thresholds under 115-FZ, simplified vs. full identification, what the bank may ask, and how to speed things up.

Which US Dollar Bills Russian Banks Accept: Series, Years, Condition
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Which US Dollar Bills Russian Banks Accept: Series, Years, Condition

Which US dollars Russian banks accept: series, years of issue, banknote condition, denominations, and the pitfalls. A detailed guide to USD at Russian cash desks.

Exchanging Damaged US Dollars in Russia: What to Do With Torn and Soiled Banknotes
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Exchanging Damaged US Dollars in Russia: What to Do With Torn and Soiled Banknotes

What to do with damaged US dollars in Russia: which banknotes banks accept, how to submit them on a collection basis, exchange via the US Federal Reserve, and a step-by-step guide.

Are Older US Dollar Bills Accepted in Russia: Pre-2006 Series and What to Do With Them
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Are Older US Dollar Bills Accepted in Russia: Pre-2006 Series and What to Do With Them

What to do with older US dollars in Russia: which series banks accept, the exchange rate you'll be offered, and where to swap pre-2006 banknotes.

Bank or Exchange Office: Where to Change Money in Russia 2026
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Bank or Exchange Office: Where to Change Money in Russia 2026

Where to exchange currency in Russia: a bank's FX desk, a premium branch, a foreign-currency account, or the exchange. A realistic guide to the available channels.

Best CNY Rate in Moscow Banks: Methodology and a Real Ranking
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Best CNY Rate in Moscow Banks: Methodology and a Real Ranking

Where to find the best yuan buy and sell rate in Moscow: the ranking methodology, CNY spreads, banknote quirks, and branch addresses in one widget.

Best USD Rate in Moscow Banks: Methodology and a Real Ranking
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Best USD Rate in Moscow Banks: Methodology and a Real Ranking

Where to find the best USD buy and sell rate in Moscow: the bank ranking methodology, spreads, banknote condition, and branch addresses in one widget.